Terms
Terms of Use
Effective August 24, 2026. By using this website, you agree to these terms.
Informational purpose only
This website provides general and illustrative information for employer evaluation. It is not tax, legal, medical, payroll, benefits, accounting, or investment advice. Employers should involve their own qualified advisers as appropriate.
No promise or guarantee
Calculator outputs and other financial examples are illustrations—not quotes, promises, tax opinions, or guarantees. Actual eligibility, elections, participation, wages, payroll configuration, plan design, fees, tax treatment, administration, and results vary.
Governing documents control
Employee elections and payroll administration are governed by the applicable Section 125 plan. Eligible medical-expense claims, substantiation, appeals, privacy, and participant rights are governed separately by the applicable employer-sponsored plan documents. Website language does not create or modify participant rights.
Health information
Health-awareness information is informational and is not a diagnosis, treatment recommendation, or substitute for professional medical care. Do not use the website inquiry form to transmit health information or request emergency assistance.
Brand and third-party services
Upside Workforce is presented as powered by 360 Advantage. That phrase does not state or imply an ownership relationship. Names, marks, and materials remain the property of their respective owners and should be used publicly only with the permissions and approvals that apply.
Acceptable use and changes
Do not misuse the website, attempt unauthorized access, interfere with operation, submit unlawful material, or use automated systems to abuse the inquiry form. These terms and the website may change as the program, law, or approved materials change.